I/We agree that Routley’s Bakery may give to and seek from any credit providers named in this application and any credit providers that may be named in a credit report, issued by credit reporting agency, information about my/our credit arrangements. I/We understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that providers are allowed to give or receive from each other under the privacy act (section 18N (1) (b) Privacy Act 1988).